Hot Yoga

I went to my first Yoga session today. I met a kindly gentleman up front who would be the instructor. Once in the hot room where we would practice, he suddenly transformed into a cross between Mahatma Ghandi, Richard Simmons, and Adolph Hitler.

His words were soft-spoken, but he gently invited participants to contort themselves into shapes and poses never intended by nature, over and over again. Worse still were the circus-style mirrors at the front of the room that made everything seem rounder than it really was, but only in front of MY spot. The mirror to my right was normal, giving me a perfect view of another woman twisting herself so gracefully and completely, that were she to stand up too suddenly, she would undoubtedly screw herself into the wooden floor without leaving any sawdust whatsoever.

At some point in the 90-minute session, we were all lying on our backs, listening to musical chants in the background. I was completely at peace, knowing full well that if that man gave me so much as one more “invitation” I would kill him. I turned to see where the bastard was hiding, only to find that half the room had left already, and my towel was soaking wet.

I’ll get him next time, for sure.


Scared the Crap out of me!

At some point, we’ve all had at least one event that literally scared us something fierce, but today’s was definitely a first for me.

It happened as I stepped into a port-o-potty in a park that I visit quite frequently.
No sooner had the spring-loaded door slammed behind me when the vibrations upset a snake that was resting in the crack behind the back wall, up on the decking area.  This thing was definitely not happy, and I could see the head and eyes of what was surely a king cobra.
Well, I sort of saw it.  My first instinct was to run, which actually meant stumbling backwards, falling out of the toilet into the parking lot and landing on my ass next to a parked car. Thank goodness that I had not yet dropped trow!

After catching my breath and making sure my heart was still beating, I looked around for the first guy I could find. His name was John (really).

“You mean it’s down in the hole?”

“No!  It’s big, mean & ugly, and it’s up on the part next to the seat! Please, make it go away!!”

So he came to look, and the snake was still there.  He told me it was just a harmless garter snake, but I didn’t care. In my eyes it was still a cobra.

I mean, come on, fellas, if you saw that thing coming out of the urinal, do you think you’d really stop to ask what KIND of snake it was?

“And I will put enmity between you and the woman” (Gen. 3:15).

The point is, ladies in particular, bang on the walls first, before you sit down.

A Heightened Awareness On The Way To Work…

Driving in, there were wooden posts holding up the guardrails on the side of the road, wet from earlier rains and morning dew. In the beams of sunlight that shone through the canopy of leaves above, they gave off wisps of steam and mist, almost as if still just waking up to the morning light.

Coming towards a stoplight at the bottom of a hill that has a partial view of the upper part of lake Washington, I could see off in the distance a thousand shimmering lights off of the surface of the otherwise open water.

Once at a full stop, I looked in my rear view mirror to notice the beard, mouth, and tongue of the man in the car behind me as he repeatedly took swigs of his orange-juice from a small plastic bottle, and appeared to be gargling with it, oblivious to the possibility that the enclave of privacy within one’s vehicle is actually open to the world through the same windows we use to see where we are going.

Along Juanita Drive, there was a golf course to the right, with patches of white that also glistened in the morning sun, but I could not tell for sure if it was lingering frost, or simply dew from the night before.

Further along on my ride in, there was a simple car dealership on the side of the road, with a multitude of flags waiving in the breeze, all of them lined up with each other, red and white in color, waving in synchronicity as if part of single, larger, more significant dance to the wind.

Approaching the freeway, there was a steeply sloped bank along the side of the road, covered with small grasses and shrubs, the surface of the land riddled with miniature ups and downs the size of beach balls. Together, the hills, the greenery, the dancing of light and shadow, and the hill itself seemed to form an array of every shade and hue of green imaginable, all in an intricate pattern that was simultaneously random, and composed of great order. 

Most of these things and more exist all around us during most every waking moment of any given day. For some reason, however, they all seemed to stand out, screaming to be noticed, even if just in passing as I traveled in to work this morning. For although there have been days like this before, and will surely be more to come, what guarantee do any of us have that we will be around to enjoy them tomorrow?

Breath in.
Look around.
Give thanks to God that for this day, we are alive in the world.

I Cleaned it up before she got home…

This is a story that starts by saying "I cleaned it all up before she got home," which I did. Like the opening in a balloon that is flying around the room, it seamed that the pressures of far too much entropy discovered a weak spot, and that the quickest way out was through my hands in the kitchen.

But like I said, I cleaned it all up before she got home.

The beginning was probably when I noticed what looked like some tomato sauce on the far wall in the dining room, a good 3 feet from the dining room table.

Now mind you, this was not my mess, or at least not my mess from this morning, as it was quite dried and had apparently been there for some time. Just how long, I can’t really say for sure. So I got a wet cloth and started wiping it off, only to see that it was taking the paint off the wall along with the tomato sauce. So I tried to strike a balance somewhere in the middle. Really, it does look much better as a scuff on the wall rather than tomato sauce, but that was just the prelude.

We like to get the kind of peanut butter that has fewer additives in it, which means that the oil and peanut butter separate. When we open a new jar, we stir it up really well, then refrigerate it, and it the oil stays mixed that way. The hard part is stirring it when the jar is first opened and there is very little space between the top of the oil and the lip of the jar. Neither of us like doing this task, but it somehow seams to fall to me most of the time.

Now, at this point, I have to mention that what I’m about to tell you, I have already done numerous times before with no ill effect…. until this morning.

You see, we have an electric mixer with one of those blades — a single blade — that is spiral shaped for mixing just this sort of thing. The important part to remember about mixers is that each of the two sides on the mixer will spin its blade in opposite directions. Apparently, all the times that I have used the mixer in the past, I have placed the blade on the left, which on our mixer will spin the spiral in the downward direction. On this fateful morning, it would appear that I put the blade on the right, causing the spiral to spin in the upwards direction. I’m sure you can see where this is going to lead, but I’ll continue with the details anyway, just for completeness.

I might also add that I always remembered the lowest setting on the mixer being considerably slower than it actually turned out to be. Suffice it to say that in what could not have been more than a second or two, the blade had made several dozen revolutions, driving itself deep into the bottom of the jar of unmixed peanut butter like a motorized cork-screw, through to the bottom of the jar. Having reached the bottom of the jar and still spinning at considerable speed, it proceeded to expel a sizable amount of the remaining oil and peanut butter at the top of the jar over the lip, onto the counter, and down to an overly joyful dog.

The dog, while utterly baffled as to what or why I was doing this, was nonetheless happy to help clean up with her tongue, which is even now still licking the roof of her mouth as I compose this brief message. Of course, in that brief moment of panic when I realized that something was going terribly wrong, you must also realize that removing the mixer from the peanut butter was, in retrospect, probably worse than sticking it in there in the first place. That is, of course, how there came to be splatters of peanut butter both on the wall behind the counter, on, over, and in the toaster, and over the better part of my front side.

So while the dog was busily lapping at the floor, I began to wipe up the mess. Oils are quite difficult to wipe up, mind you, so even if I did manage to get it all clean, I’m quite sure that between the dogs breath when she gets home, and the scent of peanut butter in the kitchen, she may still know that something went terribly awry. With any luck, if she happens to look at the jar of peanut butter, she will simply assume that I went hog-wild on the PB and J for lunch. In any event, I’m just glad to have a washing machine that’s considerably easier to use than a jar of peanut butter.


Copyright (C), 2002, by Ashley Guberman

Autumn, 1996

Fall is coming. I can see it in the subtle changes all around me. Nothing overt such as changing leaves, yet all around me the land feels like Fall.

The days are shorter, the mornings colder, the air is crisper, and the sky is returning to its Winter shade of gray. I fear that it will be a long winter, with at least a few distinct hardships, and I’m going into the season with an emotional deficit which I cannot draw from in times of need.

I should remember the "Grass-Hopper and The Ants" at times like this, yet I’m unsure where to look or what to store that will ease my burden through the winter months. Clearly, the answer is to dig deeper and find strength from within, while somehow balancing that against a life of solitude and hermitage.

The soundtrack from the "Last of the Mohicans" is a powerful and emotional piece of music for me. It is full of life, love, struggle, and passion. Passion, I think, has been gravely missing from my life for the last several years.

Today, riding my bike back from the office, I passed by "Volunteer Park," where there was a group with a banner that read "Drums for Peace, Dance for Freedom." The area had maybe 60 people, mostly college age youths exploring their own identity, and older refugees from the hippie generation. These people, I thought, are indeed living a simpler life. Though hardly from free of their own problems, a simpler life nonetheless.

I looked at them and saw my own life just 5 years ago. That group of people would have comprised my peers, and one of the pickup trucks in the parking lot would have been my home. Am I better off now? Worse? Neither really, but unquestionably different.

So just who was I back then? Who am I now? And who will I be in the years to come? Though my inner being is still the same, this shell I inhabit, and the experiences I’ve lived, have and will continue to shape me in ways yet unknown. And this too is part of the marvel that is the mystery of my life.


Copyright (C), 1996, by Ashley Guberman

How to Read E-Mail Messages

Written in a politically caustic work place.
Copyright (C) 1995, by Ashley Guberman

  1. Scan the message header to see who sent the message so that you know what state of mind to put yourself in before opening it. It is vitally important that all messages are read with the proper set of preconceptions.
  2. Look for key-markers in the message header such as the following:
    RE: The E-mail is return fire from a prior attack.
    FWD: You are being brought into the battle as reinforcement
    CC: The sender has alerted others of the attack.
    BCC: The sender does not want others to know you are an ally.
  3. Scan the message for emotional content, looking especially for anything that might be remotely offensive. Pay special attention to items with a high potential to be misconstrued, distorted, or otherwise used as future ammunition in return E-mails.
  4. Look for something that supports the preconceptions in step 1 – anything will do. Disregard items which counter those preconceptions as flukes not indicative of the sender’s true character. If the message is exceptionally brief, you may need to read between the lines for things like negative tone or hostility.
  5. Save the message, since it may be needed as evidence in the future. Time permitting, save only the parts that are relevant to your cause, and remove them from the context of non-essential information such as basic content.
  6. Optional: Read the message. Be careful not to get too caught up in little things like the intended information.
  7. At your discretion, either return fire, or blatantly ignore the entire thing. Because so much E-mail can be sent return-receipt, a deliberate failure to respond can often be as effective as any response you might otherwise imagine.

Bonus Phrases, just for the auditors…


  1. I could get into trouble for telling you this, but…
  2. Delete this e-mail immediately.
  3. I really shouldn’t put this in writing.
  4. Don’t tell So-and-So.” Or, “Don’t send this to So-and-So.
  5. She/He/They will never find out.
  6. We’re going to do this differently than normal.
  7. I don’t think I am supposed to know this, but…
  8. I don’t want to discuss this in e-mail. Please give me a call.
  9. Don’t ask. You don’t want to know.
  10. Is this actually legal?

Autumn, 1993

Fall is coming. Yes, already. Though in truth, it has been here since the Autumnal Equinox, it has only been it the last few days that fall has made its presence known.

Ever so slowly, an isolated tree here or there would begin to change color, but it was hardly enough to grab one’s attention. Even when several trees began changing, it sparked little more than "Oh, look at that."

But come the first cold snap, everyone suddenly wakes up to see that in their failure to open their eyes, nature has gone on without them. The trees are in fact bursting with color, and it takes only a slight wind to fill the air with falling leaves and the unmistakable scent of a winter that is just waiting to come alive.

At present, I am sitting in the middle of a large grassy field that is surrounded by trees of many shapes and sizes. The sun has already set, and the sky is completely overcast — the kind that always makes it feel colder and darker than it really is.

There are several distant patches of forest that are heavily laden with migrating birds. What is normally heard as a series of musical trills has been replaced by an overpowering chatter of too many winged animals all talking at once.

But as the last of sunset’s light begins to fade, the chatter dies down, and the winds gently rock the annual travelers to sleep. The details from individual trees slowly merge into one another, and the twilight carries us from the world of light to that of darkness.

(C) 1993, Ashley Guberman

So You Want To Drive There?

An original, true story

Copyright (C) 1998, by Ashley Guberman


So here’s the scenario: I was living in Broomfield, Colorado, just south of Boulder. I had an interview in Yosemite, California, a friend in Arcadia, Washington I had not seen in 4 years, and an Advanced First Aid course back in Boulder in one week. The simple solution seemed to be to make a major road trip out of the deal.

The smartest thing I did was realize that I was going to be putting a lot of miles on a car in a short period of time, and so I decided to get a rental. It was a Geo Prism… past tense. I said it was the smartest thing I did. That’s not necessarily true for the rental company.

Anyway, it all started out simply enough. Innocently enough. My intentions were good, really they were.

I left Denver some time in the afternoon with a full tank of gas, and started heading West. After the first ¼ tank of gas, I had gone 100 miles. By ½ tank, 200 miles. And by ¾ tank, 300 miles. So far so good. Basic math indicated that I should be able to go close to 400 miles on a single tank.

Problem number 1: Non-linear gas gauge.

At about 330 miles, some time around 2:00AM, somewhere on Interstate 70, the car ran out of gas. I had not seen anybody on the highway for quite some time, though I was sure that I was still ON the highway, because there are these signs that keep telling me "Welcome to highway 70 – the loneliest highway in America."

After about 10 minutes, I see another car coming my way and wave at it in the dark. As it passes, he waves back, leaving me behind in the dust. This happens a few more times, until about an hour later, somebody actually stops, and to my good fortune, they have extra gas. So we are going to put it into the gas tank, except that we run into

Problem number 2: Locked gas cap.

You would have thought that the rental agency would give the key, but that would be too simple. We looked all over the dash for a button or something that releases the cap from the inside, but couldn’t find it. Only after looking in the glove-box for the owners manual did I find that the lever is under the drivers seat, hidden from view. So he give me about 3 gallons of gas, I thank him profusely, and intend to go to the next station in town (wherever that may be).

So I’d gone another 50 miles so far, and still had yet to come to a single exit that says anything about gas. I can actually envision running out of gas a second time, just trying to find a gas station. Then, I finally find an exit with a gas station, but it’s closed. Not one to push fate at this point in time, I decide that now would be a good time to go to sleep in the back and fill up in the morning when they open.

So then next day, I wake up in the morning, fill the tank with gas, and keep heading west. I figured on taking just about 2½ days to get there, and there’s just no way around the fact that that is a lot of driving. Eventually, I come to this mountain range in Nevada, and I’m trying to make sure I’m still going the right way to get to Yosemite.

Now, the sensible thing to do when driving in the mountains, and uncertain of directions, would be to pull off the road and check a map. I, however, did not want to loose time, and was looking at my map as I drove, which led to

Problem number 3: the impermeability of guard rails.

Since it was a steep, uphill, winding mountain road, it did not take much time to get off course. A glance at the map was more than enough for me, and when I looked back up, I saw one of those tall, shiny, reflective posts almost right in front of me. Now, these posts are made of plastic, for the sole reason that people like me have a tendency to run into them now and then, and the highway patrol would just assume that they bounce back up and do minimal damage to your car.

Except that I didn’t know that at the time, and swerved violently to the left to avoid hitting this thing, and instead headed off towards the edge of the mountain. Granted, it was not a wise move, but I lived to tell about it. Unfortunately, the guard rail between the edge of the road and the cliff, as well as part of my hood and front bumper did not.

Now, there is this brief section of time that I was only able to piece together logically, because I can not remember it for the life of me. I swerved to avoid that flimsy plastic thingy, headed to the left, and the next thing I remember is this truck barreling down the road, blaring it’s horn like no tomorrow as I watched it coming directly towards my passenger window. I can honestly say that not a single thought entered my mind at that point – I was too busy watching the truck, wondering why it was making all that noise, and wondering why it was that there was no road in front of my car anymore, there instead being this serene view into the valley below.

Fortunately for me, the truck swerved behind me, and headed down the hill. About that time, I realized that something was definitely wrong, and knew that I had damn well better do something about it. I tried to start the engine, but it didn’t even turn over. Apparently, my foot had been firmly on the brake this whole time, and the car was still in gear. Shifting back to park first, I was able to start the car, only to listen to a God-awful noise as I let it roll down the hill enough to get it completely off the road to a safer spot.

That’s when I got out of the car, looked around, pieced together that I must have blacked out momentarily, and that I’d just done more damage to this vehicle than the rental agency was going to let slip by unnoticed. The hood was bent in on the drivers side, the fender was hanging off, rubbing against the wheel, and there was something rubbing against the radiator fan making all that noise. Meanwhile, that plastic road-marker was just fine.

I just sat there a while, really lucky to be alive, I guess, then ripped the bumper the rest of the way off so as not to drag it, and also ripped off that plastic part of the grill that was somehow making all that noise against the radiator fan. I thought for a moment about maybe reporting the accident, except for two things. First, nobody else was hurt, and second, I left a near solid skid mark for close to 50 feet going up hill from one side of the road to the other. I didn’t know my physics real well, but even I knew that a skid mark like that meant I was going at least a little bit faster than I should have been.

On the bright side, I now had plenty of time to consult that map more carefully, and as far as I could tell, I was still going the right way. The car still ran, and I kept driving until I made it to Yosemite later that night in time for dinner. My interview lasted all the next day, was really not all that eventful, and for whatever reasons, I didn’t get the job.

But after the interview, I still had the next leg of my journey, which was to head north into Washington state. Now I suppose that anyone who’s even remotely familiar with California knows that it’s very long going up and down, and had I taken the time to actually measure just how far it was to the most Northwesterly part of Washington, I would have turned around and gone back to Colorado right there.

So chalk that one up to an experiential lesson in geography. I wanted to see an old friend whom I had a terrible crush on four years ago, and she was expecting me. Well, when I got there, the one thing that was clear is that people can change a lot in four years. For example, this woman who was a camp-counselor with me, and who used to be the heart-throb of so many other teen-aged boys, now appeared quite butch, with tattoos and more hair on her legs than most gorillas. We were still friends, but it was clear that in those years, we had grown apart.

Anyway, the next morning, I headed back out on the road again, this time headed back East to attend my first aid course. For the most part, things were uneventful, until I came back to that part of Utah where I had run out of gas on the way out. Determined not to repeat that mistake again, I wanted to fill up before I entered the desert section. It was some time close to 11:30PM when I was going to pull into a gas station.

It was a 3-lane road, with the center lane for turning… except that for some reason that part eluded me. I was making a left turn from the right hand lane, when this car behind me decided to pass in the turning lane on my left, after I had begun my turn. This, of course, led to

Problem number 4: A major crash.

I never saw it coming until it was too late. Lucky for me, the other driver hit my car just behind the driver’s door, where there was more support. I had my seat belt on, but still banged my head against the side window. Neither of the driver-side doors would open any more, and I either had to get out on the other side, or climb out the window. Since there was the hood of the other car on my left, I opted to get out on the passenger side that time instead.

The other car had a husband and wife, and we were all pretty badly shaken up, but none of us were hurt. The driver’s husband went to the phone and called the police, who were there in a very short while. It didn’t help me much that the officer already knew the couple on a first name basis, and that I was from out of state in a rental. Sure I made a turn from the wrong lane, but they also tried to pass in the turning lane, so we were both in error. However, I was the one who got the ticket.

The whole ordeal took quite some time, and their car had to be towed. Mine still ran, but made a funny noise because part of the right rear quarter panel was rubbing the wheel. I pulled into the gas station because even after all this ordeal, I still needed fuel, only to discover that the gas station had closed just 10 minutes ago. However, the woman inside told me there was another one open just 5 miles down the road.

So I’m driving exactly 35 miles an hour down this road, keeping my eyes out for the gas station, when there’s another car behind me with its lights blaring in my mirror. It was tailing me so close, I figured it had to be another cop car. Sure enough, not more than 2 miles from the accident, his flashing lights went on and he pulled me over.

He comes to the window and says "How are you this evening?"

To which I respond "Honestly, officer, not very well."

"Do you know how fast you were going?"

"Yes officer. I was doing exactly 35 miles an hour because I’m afraid to take this thing any faster than that right now."

"Well, you were actually doing 45 miles an hour, and this is a 25 zone." And with that, he takes a gradual look around the car, then continues with "You were the one just in that accident a while back, weren’t you?"


"Miss, I’m usually not one to take pity on people, but if ever there was a soul more deserving of it than you, I have yet to meet her. Now get out of here, be careful, and remember that your speedometer may have been damaged too."

And with that, I was on my way, humbled, humiliated, haggard and happy. I found that other gas station and attempted to get some gas, only to find that the gas cap would not open. The damage on the drivers side had bent the metal just enough that pulling the release lever would no longer open the cap anymore. That meant that either it was going to take a long time to fill up, or I had to find some way around this problem. Now, the attendant had already seen that I exited my vehicle by climbing out the window, and noticed that I seemed to be taking a long time before actually getting any gas. So it should have been of no surprise to him what I did next.

This next part takes a little creative visualization. While standing outside the car, facing the drivers side door, I stood on my left foot, with my right hand holding onto the hood. Then with my left hand, I reach through the drivers window to the release lever, and pull it while simultaneously kicking just in front of the gas cap with my right foot. So I’m essentially all spread out like a game of twister, except that I’m the only one playing, and I’m making these grunting noises because I have to kick pretty hard to get the cap open, but it does work.

So then I’m back on the road again, headed East for Colorado. I drive through most of the night, stopping at one point to sleep for a while, then keep on going. Eventually, I come to the salt flats in Utah. When I came out this way on my way out, it had been dark, so I never saw them. Now, looking off in the distance, it looked like just off in the horizon was an ocean.

I took one of the side gravel roads to go see the salt flats up close, but it always looked just off in the horizon. The gravel road just sort of petered out, and I kept driving on the sand for another few miles before I stopped to look around. I got out of the car, and just felt the sand in my fingers. It was yellow and white on top, but just an inch below the surface it was dark gray, cool, and moist. It was not much as far as a tourist attraction goes, but I wanted to see it, and now I was ready to go. Except that looking at my car revealed

Problem number 5: Quicksand.

Ok, it wasn’t really quicksand. But my car had unquestionably sunk into the sand considerably further than it should have. In fact, the front wheels were completely buried, and the only thing keeping the car from going any further was that the engine was acting like a giant snow-shoe on the surface are of the ground.

I tried to back out, but of course my wheels just spun like in snow. I got out, found a couple rocks the size of grapefruits, and put them under my wheels, thinking that maybe that would help get me out. Well, those rocks just went SHLOOP, and disappeared beneath the wheels. I tried a few more, and each one just got sucked under to who knows where.

At that point, I just had to laugh at the pure absurdity of the entire situation. Here I was, sitting on the side of the Salt Flats, my car was missing a front fender from hitting a guard rail, there was major damage on the driver side, I had to get in and out via the window, I was maybe 8 miles off the side of the loneliest highway in America, and now my car was sinking into the ground. There were a few lizards running around, and buzzards circling above just waiting for me to crack. But it was all just so stupid that I had to laugh. I had definitely managed to get myself into yet another pickle, and the only one to get me out was going to be me.

By now, I figured that just one or two stones was not going to do it. I was going to need a lot of them. So for about the next two hours, I made repeated trips all over the place to gather stones, putting them into my shirt, which I had turned into a make-shift basket. I built a cobble-stone road one shirt full at a time, one tire-width wide behind each of my tires for about 8 feet. Maybe it didn’t need to be that long, but I was taking no chances.

The vultures had grown in numbers, and the lizards were wondering what the hell I was doing. But I started the car, then oh so gingerly gave it gas in reverse. I made a little progress, but was still riding quite low to the ground. By the end of my miniature runway, my car was again on the surface of the sand, but I knew full well that if I dared to slow down, my car would sink right back down into that muck and I’d have to do it all over again. I had no idea how far this soil condition persisted, so I drove the entire 8 miles back to highway 70 in reverse at about 25 miles an hour before I dared to stop and breath.

And then I was back on the road again. Soon, I had entered Colorado, and knew that this was the home stretch. That’s when I started thinking about what I was going to tell the rental agency when I brought back this hunk of metal that once looked like a perfectly good automobile. Try as I might, there was really no story good enough to cover all the damage I had inflicted on this poor Geo Prism. None.

I initially figured I’d just say nothing. Like, maybe they won’t notice if I just pull up nonchalantly, climb out the window gracefully, and pull my bag from the trunk. Maybe if I at least filled the tank before returning it, they wouldn’t find out what it took to open the gas tank until after I was gone. And maybe, just maybe, if I closed the trunk back quickly enough, they wouldn’t notice the bumper and part of the grill that was in there. The truth is that I had no idea what I was going to say when I pulled onto the rental lot, but I knew it was going to be unique, whatever it was.

I don’t know just what I was expecting them to say, but it was certainly not "Whooooo Weeee! What on EARTH have you done to that car?"

So then, with a completely straight face, I climb out of the window as these two folks watch me, I look them straight in the eye, and tell them "ummmm… I had a little door ding."

Now, granted, not even Arnold Schwartzenager could not have given me such a door ding, but at this point, I was just so glad to be back home, that I no longer cared.

Thank God for insurance.